Monthly Archives: March 2010

Many people think that because America is in the midst of a recession, it is not a good time to purchase an automobile or other vehicle. However, despite the economic meltdown, people may have an easier time than they think to obtain financing for a vehicle. Of course, you’ll need to receive a regular paycheck […]

Bank of America recently announced that it would be making more mortgage modifications permanent. The bank’s announcement is part of a larger initiative instituted by the government last year. The Making Home Affordable Program was introduced to help alleviate the increasing pressure a plethora of homeowners find themselves under as they continue to struggle to […]

Many people think that because America is in the midst of a recession, it is not a good time to purchase an automobile or other vehicle. However, despite the economic meltdown, people may have an easier time than they think to obtain financing for a vehicle. Of course, you’ll need to receive a regular paycheck […]

For some people, it’s hard to imagine surviving more than a day or two without using a credit card. For many, credit card usage is a part of their financial routine. However, there are still people out there who stay away from credit cards completely and the number of people reducing their credit card usage […]

Personal loans can be difficult to obtain through traditional channels, such as your local bank or credit union. In fact, as the economic crisis has deepened, it has become harder and harder to secure a personal loan through those institutions, and interest rates have climbed higher and higher. Many potential borrowers are also reluctant to […]

Debt consolidation loans can serve as an important tool for consumers struggling with mounting debts. But consumers who aren’t careful might make their financial situation worse, rather than better, when they work with a debt consolidation company. Consider the case of Freedom Financial Management, a debt consolidation firm based in California. This company allegedly overcharged […]

Bad credit is an increasingly common problem among people of all backgrounds, and this problem makes it extremely difficult to obtain personal loans. Due to the recent economic downturn, even people who had excellent credit now find themselves struggling to make ends meet. For example, if you were employed by a large corporation but got […]

For years leading up to the recession, people got used to their home being as asset that boosted their net worth every year. Some people quit their jobs to focus on their real estate investments, flipping houses and making big profits within a few short months. As we all know, the real estate world got […]

If your credit score has taken a beating due to poor money management or the loss of your job, you can use personal loans to rebuild your credit. You can opt for using a secured loan against your own valuable property, or you can use an unsecured loan, which offers greater risk to the lender. […]

You know these are boom times for debt consolidation companies when even superheroes can’t keep their jobs. After all, when people are out of work, they are more likely to turn to debt consolidation to manage their mounting bills. It’s not certain if Marvel Comics’ Spider-Man will take out a debt consolidation loan. But he […]