4 Credit Card Transactions to Avoid |

Credit cards are amazing financial tools that allow consumers to have a great deal of flexibility and purchasing power. Unfortunately, many consumers don’t have the discipline or the financial ability to simply pay off their credit card balance every month and for some consumers credit cards become a curse rather than a blessing. A key […]

The Season for Auto Loans |

They say everything has its time and its season, and auto loans are no different. December is traditionally the month of the year when car buyers have the most incentives and the best opportunities for deals on a new or used car. But will December, 2009, be the season and time like in years past […]

Shaking Up Student Loans |

Student loans, as we know them, may never be the same. On September 17, 2009 the House of Representatives passed the Student Aid and Fiscal Responsibility Act of 2009 (H.R. 3221) aimed at amending the Higher Education Act of 1965 . The legislation has now gone to the Senate for a debate and a vote, […]

Three Steps to Improve Your Credit Score |

In today’s post, great recession economy, it’s become more important than ever to ensure your credit score is as strong as possible. Lenders are no longer taking a cursory glance at your credit report. Everyone from mortgage and auto lenders, credit card companies, and even potential employers are conducting thorough examinations of your credit worthiness. […]

Modifying Home Loans: Fact vs. Fiction |

There’s no doubt that people are struggling to keep up with their home loans. We all read the dismal headlines regarding unemployment, tight credit, and banks and big corporations who are folding right and left. Foreclosures are on the rise and show no signs of slowing any time soon. Many borrowers are underwater on their […]

Home Sweet Home |

There has been a plethora of housing data released in recent days with reports of home affordability and the latest building numbers leading the way. With so many distinct situations depending on where you live and when you purchased your home, it’s difficult to accurately gauge the health of the overall housing market. However, you […]

Keys to Starting a Small Business |

With unemployment still in double digits and an unforgiving job market making it difficult for people who are out of work to find new job opportunities, many are considering starting their own small business and giving self employment a try. Starting a business is one of the most challenging things an entrepreneur can do and […]