Why a Personal Loan May Be Right for You |

A personal loan may be right for you, under certain circumstances. Times are tough for a lot of people, and finding the best personal loan for your situation will take some research, but it will be time well spent. If you find yourself needing a little extra money to help with some unexpected bills, college […]

Painting a Bad Picture of Debt Consolidation |

You know the debt consolidation and settlement industries are doing well when even the New York Times devotes a front-page story on its Web site to the good fortunes of the industry. It’s debatable, though, whether the New York Times story will do much for the industry’s reputation. The long feature story paints the debt […]

The Debt Consolidation, Balance Transfer Debate |

What’s the wiser choice, debt consolidation or transferring your large credit card balances to a new cards with lower interest rates? Not surprisingly with such a big question, the answer is a solid “It depends.” Before deciding on either course, consumers need to take a long look at their finances, the amount of debt they […]

How to Get a Personal Loan |

Personal loans are a necessity sometimes. They are a great way to get the money you need to make ends meet, cover an unexpected expense, consolidate debt, etc. If you need a personal loan, then the higher your credit score, the lower your rates will be (in general). You have a variety of options available […]

The Columnists Are Right: Debt Consolidation Loans Require Research |

A debt consolidation loan can act as a financial lifesaver for consumers struggling to manage their revolving debt. Unfortunately, the debt consolidation industry does have its share of bad apples, companies that charge unreasonable fees to desperate consumers. It’s why the debt consolidation industry, along with payday lenders and debt settlement firms, has such a […]