Monthly Archives: July 2010

Whether you purchase an existing business or start one from scratch, personal loans may be one of the sources of money you turn to for your business venture. Depending on the type of business structure you choose (corporation, sole proprietor, partnership, etc.), it is not unusual for some entrepreneurs to use personal loans to fund […]

Getting a bad credit personal loan may not be the hardest thing in the world to do, but what about getting a decent interest rate? If you are considering getting the loan for something like debt consolidation, that is especially important. In order to save money on interest, the whole point of debt consolidation is […]

Are consumers ready to spend again, or are they more worried about a possible future of debt consolidation loans to comfortably open their wallets? Not surprisingly, this is a question that divides not just regular folk, but the people who are paid to analyze such matters. In fact, two of the country’s most important economic […]

Researching debt consolidation companies used to be a challenge. It required consumers to call dozens of companies that offered debt consolidation loans to quiz them about the interest rates and fees they charged. Today, though, the process has gotten far easier. You can thank the Internet for this. The Internet has changed the way people […]

If you own a credit card from Discover, American Express or Citi, the odds are good that their penalty practices can hurt your efforts at debt consolidation. A new survey by a credit-card tracking site reported that most major credit card companies still do a poor job of explaining to their customers the way they […]

If you’re in debt and a homeowner, then a cashout refinance may be one of the best ways you can do a debt consolidation. Bad consumer debt such as credit cards can become overwhelming, and one of the ways you can regain control of your finances is to pay off high interest rate debt by […]

By taking out debt consolidation loans, consumers can get a handle on their overwhelming credit card debt. Unfortunately, taking out these loans can also hurt these same consumers when they’re ready to take out a mortgage loan. There’s a reason for this: Working with a debt consolidation company will lower the credit scores of consumers. […]

Getting personal loans for bad credit is something that you may have heard about. As so often happens in life, sometimes our best laid plans go awry, and we find ourselves looking for options to help us get back on an even keel. While many people despair and think that there is nothing that can […]

Many individuals believe that debt consolidation can save them interest, create a lower payment, and save them from all of their financial problems. Many financial advisors and experts believe that debt consolidation is similar to putting a band-aid on a bullet wound. It may treat the symptoms, but when the bandage comes off there is […]

It’s little surprise that some companies are trying to persuade consumers that they offer free or non-profit debt consolidation loans. These are bad economic times. And in bad economic times, the scam artists come out. The Federal Trade Commission is warning consumers that they need to do their research before signing up to take out […]