Monthly Archives: July 2010

Ads for debt consolidation companies dot the Internet. These companies promise to help you reduce your debt load by consolidating all your debts into one monthly payment that you can afford. As long as you make that payment on time, you won’t be harassed by collection agencies. However, there are some downsides to working with […]

With the current U.S. economy, news is rarely all good or all bad. That’s the case when it comes to consumer debt, the need for debt consolidation and the number of personal bankruptcy filings hitting the country. It’s a bit of an odd mix, but consumer debt is filing at the same time that such […]

The number of U.S. homeowners who can rely on home equity loans to pay down their debts continues to fall, which might mean increased business for companies offering debt consolidation loans. Depending upon which studies you believe, the number of homeowners who are underwater on their mortgage loans, meaning that they owe more on their […]

Often it comes about in life that a person may need a little extra money, and personal loans might help. This may be due to unexpected expenses, a need for extra tuition money, home repairs, etc. But what can you do if you don’t have any collateral to offer a lender? Are you just out […]

A personal loan calculator can help you to figure out your budget when you are planning your personal loan repayments. Typically, you will enter the amount that you want to borrow, the term of the loan, and the interest rate and it will calculate your monthly payment for you. All of these factors will play […]

You may have heard a lot of talk about personal loans lately, and for good reason. If you go about it correctly, they can be a real life saver, saving you time and effort (not to mention money) compared to other, less conventional forms of borrowing. With a little research, you can typically get a […]

Personal loans can often be a great option to lend a helping hand in times of need, but they aren’t your only option. It is worth noting that sometimes things such as a home equity loan, or using your credit card in certain instances may in fact be the better option when it comes to […]

While knowing what kind of interest rate you’ll get for personal loans, and how to go about securing the best ones possible is important, there are other vital factors to consider as well. Getting a loan can be stressful, but if you do your homework that stress can be greatly reduced, and you’ll end up […]

Personal loans are taken to fulfill various needs and desires. Some people take out a personal loan to obtain a little extra cash to cover expected or unexpected bills, send your child off to college, or for various other reasons. There are times when personal loans are the right choice for the extra funds you […]