Category Archives: Uncategorized

One recent trend in the realm of personal loans is the development of what is known as peer-to-peer lending. Coming in tough economic times, these types of personal loans offer a way of side-stepping traditional lending outlets by setting up a loan with one of the person-to-person lending networks that have sprung up over recent […]

Finance Articles – Here’s a shocking statistic that explains just why so many U.S. residents are turning to debt consolidation loans: Americans charge . . . Finance Articles – If you think running up debt on your credit cards won’t affect your ability to one day find a job, . . . Finance Articles – […]

Next time you see one of the ubiquitous commercials for FreeCreditReport.com, you should also notice an interesting addition: The commercials for this and other companies promising you a free credit report must now include an onscreen message that the federal government offers its own free credit report service. This new message is a result of […]

Expect to see some changes in the way your credit card statement looks this month. New federal credit card rules took effect last Monday that will require credit card companies to list how long it would take for you to pay off your balance making the minimum payment and provide a tally as to what […]

Mortgage lenders may simply have issued too many bad credit loans during the housing boom for the nation’s foreclosure crisis to end any time soon. At least that’s what the Mortgage Bankers Association is saying with its latest report. The good news is that the number of mortgage loans in the early stages of delinquency […]

In his State of the Union Address recently, President Obama characterized federal subsidies to banks making student loans, as “unwarranted taxpayer subsidies” and again stated his desire to end private bank involvement in the origination of student loans. One of the far reaching goals of the Obama administration is to overhaul the student loan industry […]

The Federal Trade Commission (FTC) estimates that crimes of identity theft affect 9 million people each year. It is the most frequent complaint that people file with the FTC and has held the number one spot for the past five years. According to a 2008 national research study on fraud, an identity theft occurs every […]

Since the financial crisis began a couple of years ago and banks found themselves on the hot seat with regulators and their customers, many consumers have gone through the process of switching banks over the past several months. Bank customers are looking for banks that simplify the banking process and make it easy and comfortable […]

You’re a loving parent who wants nothing but the best for your children. You sacrifice your time and money to make them as happy and successful as possible. So, naturally, you scrape together any spare funds and save it for their college education. Let’s explore the reasons why that’s not a good idea for you […]

As social networking increasingly becomes our way of connecting with others, it is only natural that this online world of relationships crosses over to the world of finance and personal loans. On sites like Facebook people have thousands of friends from around the globe, and have virtual memberships in organizations and businesses that promote a […]