Category Archives: Uncategorized

Debt consolidation loan might be the answer, if you are struggling with an ever-mounting monthly debt. However, before you take on one of these loans, you should consider every other option. That’s because debt consolidation loans are known as credit-score killers. When you take out one of these loans, your credit takes a big hit. […]

While the consolidation of credit card debt can be a wise move financially, it is important to do it correctly with a clear understanding of whether it will truly benefit someone or get them deeper in debt. Care must be taken to check the various rates of interest on each of the credit cards because […]

Are today’s college students setting themselves up to be the debt consolidation customers of tomorrow? A new report from credit bureau Equifax, reported exclusively to the Reuters news service, seems to indicate this. According to the Equifax study, student loans outstanding are up nearly 50 percent since 2007. The amount of money that students have […]

Most consumers know that a good credit score is important when applying for a mortgage loan. But how many consumers know that a top credit score can also mean lower rates when they’re applying for auto insurance? It’s just one more reason that consumers should be focused more than ever on credit repair; your three-digit […]

Though most aren’t even old enough to vote, prospective college students are learning a harsh political lesson. Thanks to a plethora of states struggling with mounting budget deficits, many public colleges and universities are boosting tuition rates. Luckily, Junior and little Sally will have the option to take out a student loan to cover those […]

Unless you’re surprised by things like the rising sun or crooked politicians, you’re probably not shocked to hear that the credit card companies are still up to their devious tricks. Almost immediately after credit card reform laws were passed to help protect consumers from their deceptive practices, credit card companies have already begun implementing new […]

If you think it’s difficult to understand such financial matters as debt consolidation loans, credit card interest rates, credit scores and mortgage loans, think of how difficult this would be if you didn’t speak English. After all, most English-speaking consumers struggle to understand the fine print that comes with debt consolidation loans or their credit […]

Personal loans are quickly becoming more popular in the wake of the Credit CARD Act of 2009. This act, implemented on February 22, was the most sweeping change within the industry in decades. Under the new regulations, low-income families and people with a bad credit history will find it nearly impossible to obtain a line […]

A new scam involving phony “forensic audits” of mortgage loans is the latest variation on loan modification scams. An article in the Sacramento Bee this week, reported that California Attorney General Jerry Brown warned California’s distressed homeowner’s to refrain from forensic review of their mortgage loan and lender’s practices. Jerry Brown issued a press release […]

The news that job hunters whose credit scores have relegated them to the world of bad credit loans may have a more difficult time finding work has caused a bit of a firestorm across the country. Simply put, people aren’t happy with the fact that a growing number of employers are rejecting job applicants not […]