Category Archives: Uncategorized

There has been a lot of news recently about Alzheimer’s becoming a rapidly growing problem among the elderly. One study indicated that Alzheimer’s cases are likely to double every 20 years, adding to an already devastating problem for many families. Alzheimer’s usually begins with dementia and the gradual loss of cognitive and mental abilities, progressing […]

In one of President Obama’s first big moves as President, he announced a $787 billion stimulus package that was intended to give a kickstart to the economy. One of the purposes of the money was job creation, and he specifically predicted that 4 million jobs would be either saved or created thanks to the massive […]

When it comes to our finances, we often look at the big picture of where we are in life compared to where we want to be. We make plans for the future in hopes of achieving our financial goals, but we don’t pay as much attention to the smaller decisions that we make with our […]

We have all heard the warnings about the future of Social Security. People worry that the program is going to run out of money and that future generations are putting aside money today for a program that they will never get to benefit from. To an extent these worries are well-founded, although the panic that […]

One of the most important decisions for parents and grandparents to make if they hope to fund a college education for their children and grandchildren is to determine the best type of college savings plan to use. In recent years, 529 plans have grown in popularity and become the most common college saving vehicle. There […]

In a rush to refinance or complete an original mortgage application and lock in low interest rates, many homeowners are less sensitive to mortgage fees and costs than they used to be. There are always going to be fees for a mortgage product but every lender discloses those fees differently. It’s important as you’re preparing […]

The housing market has been a buyers market over the past year or two, with buyers holding most of the power in the negotiating arena. First time homebuyers have had an even greater advantage as they have been given an $8000 tax credit for purchasing a home this year and they don’t have to worry […]

According to numbers released at the end of July, the number of homeowners in trouble that are actually receiving help in the form of a modified mortgage payment is staggeringly low. Only 9% of homeowners with a home in some stage of foreclosure have received much needed assistance. Banks and loan service providers have pledged […]

A favorite element of using credit cards for many people has been the enticement that they were earning points to rewards. Customers who spent more using their credit cards and built up debt balances were rewarded with airline tickets, hotel stays, cash, or catalogs filled with almost anything else a person could desire. Some companies, […]

If you’re in the market to buy a home, welcome to one of the best buyer’s markets in history! Home prices across the country are sharply lower than they were a couple of years ago and sellers are desperate to get out from under mortgages that have become difficult to pay for many homeowners. Over […]