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You may have heard a lot of talk about personal loans lately, and for good reason. If you go about it correctly, they can be a real life saver, saving you time and effort (not to mention money) compared to other, less conventional forms of borrowing. With a little research, you can typically get a […]

Personal loans can often be a great option to lend a helping hand in times of need, but they aren’t your only option. It is worth noting that sometimes things such as a home equity loan, or using your credit card in certain instances may in fact be the better option when it comes to […]

While knowing what kind of interest rate you’ll get for personal loans, and how to go about securing the best ones possible is important, there are other vital factors to consider as well. Getting a loan can be stressful, but if you do your homework that stress can be greatly reduced, and you’ll end up […]

Personal loans are taken to fulfill various needs and desires. Some people take out a personal loan to obtain a little extra cash to cover expected or unexpected bills, send your child off to college, or for various other reasons. There are times when personal loans are the right choice for the extra funds you […]

Sometimes, bad credit personal loans are the only option that is available to some folks. Let’s face it, life just doesn’t always work the way that we want it to, and at times, through no fault of your own, you find yourself with less than a great credit rating. One way to look at this […]

A personal loan may be right for you, under certain circumstances. Times are tough for a lot of people, and finding the best personal loan for your situation will take some research, but it will be time well spent. If you find yourself needing a little extra money to help with some unexpected bills, college […]

Is the still struggling U.S. housing market, with its high rate of foreclosures and plummeting home values, destined to send consumers to debt consolidation loans in the years to come? Will the residential housing slump continue to act as a drag on the national economy’s recovery? A recent story by the Chicago Tribune suggests that […]

Debt consolidation has an almost magical ring to it. The idea that someone could take all your debt – all these things that are weighing on your mind – wrap them up into neat little bundle, and charge you one low payment per month sounds almost like a fantasy. The sad truth is that, in […]

You know the debt consolidation and settlement industries are doing well when even the New York Times devotes a front-page story on its Web site to the good fortunes of the industry. It’s debatable, though, whether the New York Times story will do much for the industry’s reputation. The long feature story paints the debt […]

What’s the wiser choice, debt consolidation or transferring your large credit card balances to a new cards with lower interest rates? Not surprisingly with such a big question, the answer is a solid “It depends.” Before deciding on either course, consumers need to take a long look at their finances, the amount of debt they […]