Category Archives: Uncategorized

Let’s face it, personal loans for bad credit seem to be a tough proposition at first glance. The truth is, the loans are typically available, it’s just how you go about securing one that can make the difference between getting a good loan, and a not so good loan. If you follow a few simple […]

A survey recently about what people are doing with their 401K balances when they leave their job revealed disturbing results. Millions of workers make the choice to cash out on their retirement plans when leaving a company, sacrificing the potential for tax-deferred growth, paying IRS penalties, and essentially making the decision to start over on […]

Consumers looking for financial relief might be able to find it with a combination of debt consolidation and mortgage loan modification. Consumers struggling with debt are usually behind on their credit card bills. At the same time, many are struggling to make their mortgage payments each month. This combination can lead consumers to future financial […]

You may see ads online or hear radio spots promising free or no-charge debt consolidation loans. If you do, here’s a quick bit of advice: Don’t believe it. There is no such thing as a free debt consolidation program. Remember, debt consolidation companies are in business to make money. They’re not in business to help […]

Businesses of all sizes can benefit from debt consolidation. Drowning in debt personally or professionally isn’t fun either way. Worse yet, business debt can force a company to close its doors forever. If you’re the business owner, this can also cause you to lose your source of income, which can lead to personal debt issues […]

Debt consolidation and settlement remains a sound option for consumers in serious financial straits. But consumers must do their research before signing on to work with any company that specializes in debt management. Otherwise, they’ll end up working with someone like Chicago lawyer Robert Lock. This attorney faces serious charges from credit giant Capital One […]

If you’re struggling with debt, you have a choice: Should you work with credit counseling companies, take out a debt consolidation loan or sign up with a debt settlement company? Each option comes with its own pluses and minuses, and deciphering them all can be quite challenging. Fortunately, the website of Fox Business recently ran […]

Debt repayment, rather than taking out personal loans to cover the cost of debt consolidation, is gathering speed as a trend among consumers. According to recent figures compiled by Sainsbury’s Finance, a bank based out of Great Britain, only 1 pound in every 50 taken out by consumers is used to pay off debt consolidation, […]

If you see an Internet ad promising you an Obama free debt consolidation program, don’t click. The odds are great that a traditional debt settlement or consolidation company is behind the ad. That’s because the Obama administration, despite what you may see in pop-up ads, does not offer any government-sponsored debt consolidation programs. In other […]

Most people write out their budgets from time to time in search of little costs that could be eliminated in order to stretch their paycheck a little further. The problem is that it’s easy to identify the big costs that we are responsible for each month, but think about all the small things that we […]