Author Archives: loansandcredit

Personal loans can be very useful for consolidating debt, paying for a vacation, or taking care of other unexpected expenses; however, it can be tricky to get personal loans for bad credit. The majority of personal loans are signature loans, which means that they are backed up by your signature and your promise to pay […]

Personal loans are an excellent way of using credit to consolidate high-interest debt, pay for an unexpected bill or expense, or cover the gap between pay periods. Going to your bank and getting a personal loan can seem like a daunting task, so follow these three steps to get the loan you need. 1.     Make […]

The uncertain changes in the money market have encouraged many consumers seeking personal loans for fair credit to consider all options for comparison to determine the most efficient option. Securing a personal loan with minimal long term financial impact, manageable payments and low interest can become a challenge. Securing a competitive personal loan for fair […]

Those who have sought personal loans for bad credit likely know how difficult the process can sometimes be.  The economic downturn of recent years has made the process even more arduous for those with imperfect credit histories.  Record levels of unemployment, unanticipated layoffs, corporate restructuring, and drastic drops in property values have all posed substantial […]

Credit Unions and national banking institutes are influencing consumer intrigue by offering the best personal loans and flexible repayment options. Loans are gaining become more available and gaining in popularity, as consumers in the US have taken out an additional $5 billion in credit from December 2010 to January of this year.  Banks are providing […]

Consumers with bad credit considering an unsecured personal loans are urged to consider the advantages and disadvantages in the long run. Unsecured personal loans are often viewed as an ideal option for quick cash during an emergency. Unsecured personal loans are often distributed with an escalated interest rate, no collateral, and a revolving credit option. […]

Unsecured personal loans are transactions in which funds are advanced to a borrower who has not pledged any tangible property or assets as security for the loan.  Such loans do not, therefore, place the borrower in danger of losing things such as homes or cars in the event they fail to repay the amount due.  […]

Articles – Personal loans for bad credit are available for seeking to obtain financial assistance for short term help or purchases. The . . . Articles – Unsecured personal loans help people who have debt consolidate that debt into a manageable amount of money that they can . . . Articles – When money is […]

Can everyone get unsecured personal loans? They are available to most people if you have very good credit. To be considered for these types of loans will require a fairly high credit score. The higher your credit score the better it looks to credit unions and banks that make these types of loans. High credit […]

Wondering how personal loan rates are determined?  Tired of dealing with high interest rates every time you apply for a loan, or scared to even apply in the first place?  Before you can qualify for lower interest rates, it’s important to know why personal loan rates vary.  A variety of factors influence personal loan rates, […]