Author Archives: loansandcredit

Debt consolidation loans can serve as an important tool for consumers struggling with mounting debts. But consumers who aren’t careful might make their financial situation worse, rather than better, when they work with a debt consolidation company. Consider the case of Freedom Financial Management, a debt consolidation firm based in California. This company allegedly overcharged […]

Bad credit is an increasingly common problem among people of all backgrounds, and this problem makes it extremely difficult to obtain personal loans. Due to the recent economic downturn, even people who had excellent credit now find themselves struggling to make ends meet. For example, if you were employed by a large corporation but got […]

For years leading up to the recession, people got used to their home being as asset that boosted their net worth every year. Some people quit their jobs to focus on their real estate investments, flipping houses and making big profits within a few short months. As we all know, the real estate world got […]

If your credit score has taken a beating due to poor money management or the loss of your job, you can use personal loans to rebuild your credit. You can opt for using a secured loan against your own valuable property, or you can use an unsecured loan, which offers greater risk to the lender. […]

You know these are boom times for debt consolidation companies when even superheroes can’t keep their jobs. After all, when people are out of work, they are more likely to turn to debt consolidation to manage their mounting bills. It’s not certain if Marvel Comics’ Spider-Man will take out a debt consolidation loan. But he […]

Here’s a shocking statistic that explains just why so many U.S. residents are turning to debt consolidation loans: Americans charge nearly $2 trillion worth of purchases every year, according to a recent report by CBS News. That’s a lot of spending put on plastic. And it explains why U.S. consumers so often struggle with their […]

Although the housing market has stabilized from its historic plummet, prices are expected to continue to trend lower through September 2011, according to a new report from Fiserv, a division of Moody’s Economy.com. Areas expected to be hit hardest include portions of California and Florida, with projections for prices in Miami to plummet an additional […]

The latest numbers from the U.S. Department of Commerce say that consumers are slowly starting to increase their spending again, which could mean a rise in the need for debt consolidation services. That’s because the same Department of Commerce numbers highlight a disturbing trend: Not only is consumer spending on the upswing, it’s rising faster […]

Finance Articles – One recent trend in the realm of personal loans is the development of what is known as peer-to-peer lending. . . . Finance Articles – Blame it on the economy, falling home values and high credit card debt, but one thing is certain: U.S. residents . . . Finance Articles – The […]

Spending smart is tantamount to saving. By paying attention to consumer trends, you can make sure that your money is used for items that will have longevity, rather than those items headed for obsolescence. The trend for the last decade has been the proliferation of products designed to replace mainstays. Follow these easy tips to […]