Author Archives: loansandcredit

A personal loan might be just the ticket during tough situations. Something’s happened, and you need to come up with some money in a hurry, but you don’t have it. Maybe the refrigerator is on the blink, or your child needs braces, or some other unforeseen event has happened: what do you do? Are fast […]

Consumers are continuing to pay down their debt, which brings up the question: Will as many have to consolidate debt now that saving money and paying down credit card balances seem to have become new trends? It would seem logical that a growing number of consumers would need debt consolidation programs as the national economy […]

Though many consumers have cut back on how many purchases they place on their credit cards, many others still need credit card debt consolidation help. According to a recent story by U.S. News & World Report, the average household with credit card debt has $7,000 of it. It’s not easy to consolidation credit card debt. […]

Personal loans are not difficult to acquire these days, for almost anyone with a pulse. On its surface, that is a good thing as funds are available to help people in times of need, but the real question is: what do you mean by “need”? No matter what the reason, it is important to understand […]

Personal loans are options for a wide range of money needs, including debt consolidation, home repairs, and simply to pay the bills. Personal loans can and do vary, however, from lender to lender. Many believe that personal loans, especially unsecured ones, carry high interest rates and wild terms and conditions. While some of these personal […]

Whether you purchase an existing business or start one from scratch, personal loans may be one of the sources of money you turn to for your business venture. Depending on the type of business structure you choose (corporation, sole proprietor, partnership, etc.), it is not unusual for some entrepreneurs to use personal loans to fund […]

Getting a bad credit personal loan may not be the hardest thing in the world to do, but what about getting a decent interest rate? If you are considering getting the loan for something like debt consolidation, that is especially important. In order to save money on interest, the whole point of debt consolidation is […]

Are consumers ready to spend again, or are they more worried about a possible future of debt consolidation loans to comfortably open their wallets? Not surprisingly, this is a question that divides not just regular folk, but the people who are paid to analyze such matters. In fact, two of the country’s most important economic […]

Researching debt consolidation companies used to be a challenge. It required consumers to call dozens of companies that offered debt consolidation loans to quiz them about the interest rates and fees they charged. Today, though, the process has gotten far easier. You can thank the Internet for this. The Internet has changed the way people […]

If you own a credit card from Discover, American Express or Citi, the odds are good that their penalty practices can hurt your efforts at debt consolidation. A new survey by a credit-card tracking site reported that most major credit card companies still do a poor job of explaining to their customers the way they […]