Author Archives: loansandcredit

With all of the negative publicity being heaped on banks lately, one of the areas that has been complained about most of all are the senseless fees that banks charge for so many routine services. As the billions of dollars these fees generate for banks have made headlines, some banks are working to build some […]

Bad credit can make it hard to do a lot of things and one of the most difficult things to obtain if you have poor credit is a credit card. It makes sense–if you were a credit card issuer and you had an applicant that had struggled to pay their bill on time in the […]

If you’ve ever wondered if unsecured personal loans are a viable option for anything from consolidating debt to home repair and more, the good news is yes. However, as has been mentioned numerous times in various articles about loans, they’re not all created equal. Low interest personal loans are available, often even with not so […]

Consumer confidence continued to fall throughout July, perhaps because U.S. consumers are increasingly worried about such gloomy matters as debt reduction, falling home values, unemployment and rising bankruptcy filings. A story by ABC News reported that U.S. consumer confidence, reacting to the still weak economy, fell two points to -44 in late July. It now […]

When one is going through difficult financial times, personal loans may be just the thing to help you get out of a tough situation. As with any type of loan, there are positives but also things that you should be aware of. Of course, it is always wise to look at all of your options […]

The evidence continues to mount that U.S. consumers are moving toward a future of fewer debt consolidation loans and greater savings. According to the latest monthly report from the Federal Reserve Board, consumer revolving credit fell again in April. This is significant because it marks the 19th consecutive month in which this debt, made up […]

What’s the perfect recipe for debt consolidation companies hoping to see their business increase? How about consumer spending rising faster than income? That’s exactly what’s happening now, and it could mean an increase in future profits for debt consolidation lenders. After all, consumers can only increase their spending so much while their incomes remain largely […]

Whether your air conditioner goes out in the dead heat of summer, or you have a blowout on the way to work, personal loans can be your best way to finance the repairs necessary to fix your situation. Most people are unsure of how to apply for personal loans, and think they must ask a […]

Big banks have spent most of the past few years in trouble. They’ve been in trouble with their shareholders, with the government, and now they’re in a great deal of trouble thanks to their unhappy customers. The banking world has sustained a black eye through the recession and financial crisis that won’t disappear for quite […]

If you’re considering opening a new business, odds are good that you are investigating financing options such as personal loans. Especially in small businesses, start-up costs are typically financed with the use of one or several funding sources. If you’re starting a business with no or little start-up costs involved, you still have to consider […]