Author Archives: loansandcredit

If you’ve taken out a debt consolidation loan, the odds are good that you need to increase your life insurance, too. At least that’s the view from AccuQuote, a provider of term life insurance quotes to U.S. residents. Officials from AccuQuote, in a recent news story, said that consumers who increase their debt also increase […]

With the economic crisis happening across the world and banks offering more personal loans, credit cards, mortgage loans, and other loans, the finger of blame is being pointed squarely at the banks. Questions are being asked and unions are looking for answers. Are banks at least partially responsible for customers getting in way over their […]

If there’s been a silver lining to the Great Recession and its oh-so-slow recovery it’s this: A smaller number of consumers may be heading toward debt consolidation. That’s because the recession might have taught consumers how important it is to save money and pay off debt. The recession also led to the federal government’s Credit […]

One type of credit card being used more widely now than ever before is the prepaid credit card. A Prepaid spending card is basically a charge card that can be loaded with funds, spent just about anywhere that credit or debit cards are accepted, and then reloaded with additional funds. These cards used to be […]

With the stock market continuing its ascent in what has been a violent roller coaster ride over the past two years many people are holding the majority of their investment money in cash and money market accounts. The problem for these investors is that interest rates on cash and cash equivalents have fallen to almost […]

During the spring, it’s common to see a whole range of articles on the internet about your tax return–but very few of those articles will tell you if you should use the return to pay off personal loans. They may advise you on the latest technical gadget to splurge on, or where you should take […]

Home Affordable Modification Program may give homeowners some financial relief. Even if their debts are skyrocketing, they may not have to resort to the high interest rates that come with debt consolidation loans. That’s because Wells Fargo has joined Bank of America in announcing that they will modify the home-equity loans of consumers who have […]

If you are drowning in a sea of credit card debt, you can use personal loans to pay off the balance on your plastic. Debt consolidation offers several benefits to the lender, and is a practical use for personal loan funds. All you need to do is apply for a personal line of credit that […]

Fed Chairman Ben Bernanke was in the news again this week, but the story had nothing to do with the economy or with Bernanke being reappointed as the chief of the Federal Reserve. It turns out that Bernanke was a victim in one of the fastest growing crimes in America: Identity Theft. Bernanke’s information was […]

As people look at their investment portfolios and compare their value to what it was worth at the end of 2007, there is probably a wide range of emotions. Those who sold early in the bear market and held cash have to feel good about that choice, but some are kicking themselves for still being […]